A-Check Resource Library

Compliance Updates

How It Works: Using Credit Reports In The Hiring Process

Over the past several years, states and large metropolitan areas have adopted legislation to regulate an employer’s ability to use a candidate’s credit history as part of the applicant screening process. The Fair Credit Reporting Act (FCRA) is the federal statute which sets forth the rules for requesting, constructing, and utilizing a consumer report; however, the FCRA does not restrict the use of credit for employment purposes.

download report



Colorado Joins Eight Other U.S. States Restricting Use of Consumer Credit Information for Employment Purposes

Effective July 1, 2013, Colorado will join California, Connecticut, Hawaii, Illinois, Maryland, Oregon, Vermont and Washington to become the ninth state to pass legislation restricting the use of credit reports in the applicant screening process. There are approximately 20 other states that have similar pending legislation so we anticipate this trend to continue in the near future.

view whitepaper

Informational Videos

A-Check Global provides clients and members of the human resources and security communities we serve with informative and educational videos to broaden their understanding of the background screening industry, as well as the specific products and services offered by our company. These videos are intended to provide the information necessary for employers to make informed service decisions, and build smart, effective and compliant background and drug screening programs.